Bank Account Verification

Overview

MSLA´s bank account verification is a necessary part of the transaction process that ensures funds are coming from and going to legitimate bank accounts by confirming that the account being attached is a valid bank account.

¿What is it for?

Use this query to obtain bank account information by entering the account number and personal details, such as:

Type of document of the account holder
Currency of the account
Document number of the account holder
Account status and validity
Name of the beneficiary
Type of account
Bank name

Endpoints

Request header parameter

NAME	REQUIRED	TYPE	DESCRIPTION
Authorization	✅	string	bearer jwt token

Peru

HTTP method GET

https://api.msla-id.com/experience-backaccount-api-v1/api/pe-bank-accounts/{accountNumber}/validation

[SANDBOX Environment]

For testing purposes, use the base domain: apidev.msla-id.com

Request path parameter

NAME	REQUIRED	TYPE	DESCRIPTION
accountNumber	✅	string	Account Number

Response body

{
   "traceId":"123456789010101",
   "data":{
      "valid":true,
      "message":"Cuenta valida",
      "account_number":"99900000000000000030",
      "bank_code":"999",
      "country_code":"PE",
      "branch_code":null,
      "document_type":null,
      "document_number":null,
      "beneficiary_name":"CARLOS JIMENES BORJA",
      "account_currency":"PEN",
      "account_type":"SAVINGS"
   }
}

Mexico

HTTP method GET

https://api.msla-id.com/experience-backaccount-api-v1/api/mx-bank-accounts/{accountNumber}/validation

[SANDBOX Environment]

For testing purposes, use the base domain: apidev.msla-id.com

Request path parameter

NAME	REQUIRED	TYPE	DESCRIPTION
accountNumber	✅	string	Account Number

Response body

{
   "traceId":"123456789010101",
   "data":{
      "valid":true,
      "message":"Cuenta valida",
      "account_number":"0000000000",
      "bank_code":"999",
      "country_code":"MX",
      "branch_code":"000",
      "document_type":"RFC",
      "document_number":"XXX6702109X6",
      "beneficiary_name":"CRUZ ROJA MEXICANA",
      "account_currency":"MXN",
      "account_type":null
   }
}

Chile

HTTP method POST

https://api.msla-id.com/experience-backaccount-api-v1/api/ch-bank-accounts/validation

[SANDBOX Environment]

For testing purposes, use the base domain: apidev.msla-id.com

Request body (JSON)

NAME	REQUIRED	TYPE	DESCRIPTION
account_number	✅	string	Account Number
bank_code	✅	string	Bank Code
document_type	✅	string	Document Type
account_type	✅	string	Account Type
document_number	✅	string	Document Number

Response body

{
   "traceId":"123456789010101",
   "data":{
      "valid":true,
      "message":"Cuenta valida",
      "account_number":"000000000000011",
      "bank_code":"9999",
      "country_code":"CL",
      "branch_code":null,
      "document_type":"RUT",
      "document_number":"14.123.456-9",
      "beneficiary_name":"JUAN PEREZ",
      "account_currency":"CLP",
      "account_type":"CHECKING"
   }
}

Brazil

HTTP method POST

https://api.msla-id.com/experience-backaccount-api-v1/api/br-bank-accounts/validation

[SANDBOX Environment]

For testing purposes, use the base domain: apidev.msla-id.com

Request body (JSON)

NAME	REQUIRED	TYPE	DESCRIPTION
account_number	✅	string	Account Number
document_number	✅	string	Document Number

Response body

{
   "traceId":"123456789010101",
   "data":{
      "valid":true,
      "message":"Cuenta valida",
      "account_number":"1001",
      "bk_code":"999",
      "country_code":"BR",
      "branch_code":"1010",
      "document_type":"CPF/CNPJ",
      "document_number":"58.547.642/0001-95",
      "beneficiary_name":"JORGE GONCALVES JR",
      "account_currency":"BRL",
      "account_type":"SAVINGS"
   }
}

Argentina

HTTP method GET

https://api.msla-id.com/experience-backaccount-api-v1/api/ar-bank-accounts/{accountNumber}/validation

[SANDBOX Environment]

For testing purposes, use the base domain: apidev.msla-id.com

Request path parameter

NAME	REQUIRED	TYPE	DESCRIPTION
accountNumber	✅	string	Account Number

Response body

{
   "traceId":"123456789010101",
   "data":{
      "valid":true,
      "message":"Cuenta valida",
      "account_number":"123456789",
      "bank_code":"999",
      "country_code":"AR",
      "branch_code":null,
      "document_type":"CUIT",
      "document_number":"30715154541",
      "beneficiary_name":"ROBERTO CARLOS GONZALES PEREZ",
      "account_currency":"ARS",
      "account_type":"CHECKING"
   }
}

Uruguay

HTTP method POST

https://api.msla-id.com/experience-backaccount-api-v1/api/uy-bank-accounts/validation

[SANDBOX Environment]

For testing purposes, use the base domain: apidev.msla-id.com

Request body (JSON)

NAME	REQUIRED	TYPE	DESCRIPTION
account_number	✅	string	Account Number
bank_code	✅	string	Bank code

Response body

{
   "traceId":"123456789010101",
   "data":{
      "valid":true,
      "message":"Cuenta valida",
      "account_number":"00001",
      "bank_code":"999",
      "country_code":"UY",
      "branch_code":null,
      "document_type":null,
      "document_number":null,
      "beneficiary_name":"MAR** FLORE**** GORDI**** BENÍ***",
      "account_currency":null,
      "account_type":null
   }
}

Ecuador

HTTP method POST

https://api.msla-id.com/experience-backaccount-api-v1/api/ec-bank-accounts/validation

[SANDBOX Environment]

For testing purposes, use the base domain: apidev.msla-id.com

Request body (JSON)

NAME	REQUIRED	TYPE	DESCRIPTION
account_number	✅	string	Account Number
bank_code	✅	string	Bank code

Response body

{
   "traceId":"123456789010101",
   "data":{
      "valid":true,
      "message":"Cuenta valida",
      "account_number":"12345",
      "bank_code":"999",
      "country_code":"EC",
      "branch_code":null,
      "document_type":null,
      "document_number":"",
      "beneficiary_name":"MABEL CECILIA ACOSTA RODRIGUEZ",
      "account_currency":"USD",
      "account_type":null
   }
}

Colombia

HTTP method POST

https://api.msla-id.com/experience-backaccount-api-v1/api/co-bank-accounts/validation

[SANDBOX Environment]

For testing purposes, use the base domain: apidev.msla-id.com

Request body (JSON)

NAME	REQUIRED	TYPE	DESCRIPTION
account_number	✅	string	Account Number
bank_code	✅	string	Bank Code
document_type	✅	string	Document Type
account_type	✅	string	Account Type
document_number	✅	string	Document Number

Response body

{
   "traceId":"123456789010101",
   "data":{
      "valid":true,
      "message":"Cuenta valida",
      "account_number":"000000001",
      "bank_code":"999",
      "country_code":"CO",
      "branch_code":null,
      "document_type":"CC",
      "document_number":"123456789",
      "beneficiary_name":"JU*** ERN*** PE*** ME***",
      "account_currency":"COP",
      "account_type":"CHECKING"
   }
}

Benefits

Given an account number, the existence of the account is checked with the financial institution.
If the account exists, data is returned; if not, you'll be notified. Additional info may include different institution, currency, or closed/disabled account.
If the account accepts multiple currencies, all will be listed separated by commas, e.g., USD, UYU.

Availability

🇺🇾 Uruguay
100% coverage

🇦🇷 Argentina
100% coverage

🇲🇽 Mexico
100% of SPEI banks

🇧🇷 Brazil
100% coverage

🇨🇱 Chile
100% coverage

🇵🇪 Peru
+95% coverage

🇪🇨 Ecuador
+95% coverage

🇨🇴 Colombia
+80% coverage

Bank Account Verification

Overview​

¿What is it for?​

Endpoints​

Request header parameter​

Peru

HTTP method GET

Request path parameter​

Response body​

Mexico

HTTP method GET

Request path parameter​

Response body​

Chile

HTTP method POST

Request body (JSON)​

Response body​

Brazil

HTTP method POST

Request body (JSON)​

Response body​

Argentina

HTTP method GET

Request path parameter​

Response body​

Uruguay

HTTP method POST

Request body (JSON)​

Response body​

Ecuador

HTTP method POST

Request body (JSON)​

Response body​

Colombia

HTTP method POST

Request body (JSON)​

Response body​

Benefits​

Availability​

Overview

¿What is it for?

Endpoints

Request header parameter

Request path parameter

Response body

Request path parameter

Response body

Request body (JSON)

Response body

Request body (JSON)

Response body

Request path parameter

Response body

Request body (JSON)

Response body

Request body (JSON)

Response body

Request body (JSON)

Response body

Benefits

Availability